How do question sets work?

Once a verification is performed and returns valid, information about the person’s history can be used to generate a question set. BlockScore focuses on producing questions that only the owner of the identity would know, without using any obscure questions that he or she would not be able to answer.

This information for question sets comes from a private part of the person’s credit file that is not generally available. The recommended method to ask a user questions is to give a limited amount of time to answer the questions so they cannot research the answers. We generally recommend two minutes.